PRIVACY & COMMERCIAL DISCLOSURE
Clear about the trade-offs.
The learning experiments run in your browser. You can explore without creating an account or buying a course.
What is stored on your device?
Each paper may save your learning depth, visited sections and quiz responses in local storage. The paper-specific keys begin with risk-observatory or flow-observatory. Quiz reset controls remove saved answers; browser site-data controls clear the remaining preferences. No quiz answers are sent to the publisher by the learning applications.
Visitor analytics
We use TGIR’s shared visitor analytics service, hosted by the publisher at tglauner.com, to count visits and returning browsers and understand which pages and referrals are useful. The tracker uses a random visitor cookie (tg_uid, up to one year) and a session cookie (tg_sid, up to one day), and records page views, section changes, scroll depth, time on page and outbound link clicks. The collector receives network IP addresses, browser/device information, referring pages and campaign parameters; approximate location may be derived when available. Random browser identifiers do not identify you by name. Do not put personal or confidential information in page URLs.
The tracker respects your browser’s Do Not Track setting. Clear this site’s cookies to remove its visitor and session identifiers. Ad consent settings are separate from this analytics service. Quiz answers remain on your device.
Hosting and external links
Hosting providers process requests needed to deliver a website, which can include network and browser information. Following an SSRN, GitHub, course or social link opens a separate provider with its own privacy practices. Course links include campaign parameters to identify their source. This site currently has no newsletter signup or payment form.
Courses and sponsorship
The publisher, TG Investments and Research, LLC, also offers the linked finance courses and can earn revenue from enrollment. Paid-course recommendations are labeled. Paper authors and SSRN do not endorse those offers. Any future third-party sponsorship or affiliate relationship must be identified where the link appears.
Google advertising
Google ads are inactive in the current release. Advertising requires an approved publisher configuration and an appropriate consent-management setup before any ad request is made. Enabled ads will be labeled Advertisements and separated from experiment controls. Google and participating partners may process identifiers and use cookies according to the displayed consent choices and their policies.
A basic custom banner is not a substitute for Google's certified consent-management requirements. Advertising configuration and this notice must be reviewed together before activation.
Original papers and generated explanations
The public site links to the original SSRN records. Copyright in each paper remains with its rights holders. The AI-generated companion explains selected mechanisms with original text, diagrams and educational reconstructions. Send corrections or rights questions through the publisher's public website.
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